Student Loans: The Billion-Dollar Profiting Business

by Wiha Powell @ ASPA National Weblog

The majority of Americans view education as the key to a lucrative career and a comfortable lifestyle, but the constant indebtedness of student borrowers has become a looming financial crisis, which Washington fears would put a strain on the already shaky economy. In response to such fear, the current Administration is attempting to provide affordable education for all.

student-loan-debt-in-americaBut with the rising cost in tuition and student loan interest rate expected to double from 3.4 percent to 6.8 percent on July 1, higher education still remains out of reach for millions of Americans.  Instead of making higher education more affordable, it is becoming more expensive for students. The result: adding more to the existing $1 trillion student loan debt, a number that overshadows all household debt except for mortgages.

The most disheartening part about this ordeal is that the federal government is making an enormous amount of profit off millions of struggling students. According to the Congressional Budget Office’s February 2013 Baseline Projections for the Student Loan Program, on every dollar loaned, the government will yield more than 36 cents in profit for 2013. In 2014, it is projected that the government will yield a profit of 12.5 cents per dollar loaned through the Federal subsidized Stafford student loan program; 33.3 cents through the Federal unsubsidized Stafford student loan program; 54.8 cents through loans to graduate student; and 49 cents on parent loans.

The government is expected to make billions of dollars in profit from student loans. According to Sen. Elizabeth Warren (D-Mass),

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This Is How Empires Collapse

by Charles Hugh Smith @ CharlesHughSmith.blogspot.com

This is how empires collapse: one complicit participant at a time.

Before an empire collapses, it first erodes from within. The collapse may appear sudden, but the processes of internal rot hollowed out the resilience, resolve, purpose and vitality of the empire long before its final implosion.
What are these processes of internal rot? Here are a few of the most pervasive and destructive forces of internal corrosion:

1. Each institution within the system loses sight of its original purpose of serving the populace and becomes self-serving. This erosion of common purpose serving the common good is so gradual that participants forget there was a time when the focus wasn’t on gaming the system to avoid work and accountability but serving the common good.

2. The corrupt Status Quo corrupts every individual who works within the system.Once an institution loses its original purpose and becomes self-serving, everyone within either seeks to maximize their own personal share of the swag and minimize their accountability, or they are forced out as a potentially dangerous uncorrupted insider.

The justification is always the same: everybody else is getting away with it, why shouldn’t I? Empires decline one corruptible individual at a time.
3. Self-serving institutions select sociopathic leaders whose skills are not competency or leadership but conning others into believing the institution is functioning optimally when in reality it is faltering/failing.

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36 Remedies for a Broken Society – 24

TrillionDollarConsJimMarrs“24.  At the very least, marijuana should be federally decriminalized. There should only be misdemeanor fines for abuse of the drug. Drug abuse should be seen for what it is -a health problem. The criminalization of drugs has only created a legacy of corruption and violence, just as Prohibition did before it. Industrial hemp, which has no psychoactive properties, should be legalized so that American farmers can once again make use of this profitable and exceptional rotational crop useful for making clothing, rope, biodegradable plastics, and paper. Hemp, which was a major crop in the United States until World War II, must now be imported from other countries. The U.S. government cannot seem to distinguish between non-psychoactive industrial hemp and marijuana.” The Trillion-Dollar Conspiracy: How the New World Order, Man-Made Diseases, and Zombie Banks Are Destroying America (pg. 367-376) by Jim Marrs

As mentioned in #23, the “War on Drugs” has been a complete waste of capital, manpower, resources, and time. What’s worse is the U.S. government has continued to proclaim that there is no medicinal purpose for marijuana, and that it’s just as bad as heroin. Not only is this completely ridiculous, but the federal government has decided that wasting billions upon billions of dollars in an attempt to stop the growth, distribution, and the use of marijuana is more important than kick starting our flailing economy and providing relief to the hundreds of millions of people that can benefit from the medicinal properties that the plant provides.

Earlier this month I re-posted an article by Marco Torres at PreventDisease.com that explains that the U.S. government has been providing marijuana to a man since 1983. Why? Mr. Irvin Rosenfeld has suffered from a rare bone cancer for over 4 decades, but is surviving and is thriving thanks to the medicinal properties of marijuana. So for over 3 decades the federal government has been sending Rosenfeld 300 joints per month to help treat his cancer. The U.S. government’s actions are a blatant contradiction to their own regulations, which means that feds have been breaking the law and are hypocritical assholes.

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The U.S. Government Declared Cannabis As Having No Medical Use Yet Have Given One Man Over 130,000 Cannabis Cigarettes Since 1983 For Bone Cancer

by Marco Torres @ PreventDisease.com

rosenfeld-cannabisThe U.S. Government has flipped more than their lid when it comes to getting their facts straight on Cannabis use. Irvin Rosenfeld, a 61-year old investment specialist from Ft. Lauderdale, Fla has received over 130,000 cigarettes of medical cannabis, approx 300 at a time, one shipment every 25 days since 1983. This is all courtesy of the U.S. Federal Government to treat a rare form of bone cancer. Ironically, in 2011, the United States Drug Enforcement Administration (DEA) said that cannabis “has no currently accepted medical use in treatment in the United States” and “lacks accepted safety for use under medical supervision.” So which one is it?

After numerous operations and all types of medicines which had marginal results, Rosenfeld discovered in 1971 the medical benefits of cannabis and was lucky enough to become one of the elite Federal Medical Cannabis Patient’s in the fall of 1982.

When Rosenfeld began receiving marijuana from the federal government, he became the second patient to benefit under a narrowly defined “compassionate protocol” that supplied glaucoma and cancer patients with cannabis until the Federal Drug Administration’s Investigational New Drug Program was disbanded a decade later.

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36 Remedies for a Broken Society – 23

TrillionDollarConsJimMarrs“23.  The government must end the failed war on drugs and legalize marijuana, which has been proven less harmful than legal drugs, cigarettes, and alcohol. According to DrugWarFact.org, “[T]here are simply no credible medical reports to suggest that consuming marijuana has caused a single death.” Furthermore, the National commission on Marihuana [sic] in 1972, after making a study of pot smokers, concluded, “No significant physically, biochemical, or mental abnormalities could be attributed solely to their marihuana smoking…. Neither the marihuana user nor the drug itself can be said to constitute a danger to public safety…. [Marihuana's] actual impact on society does not justify a social policy designed to seek out and firmly punish those who use it.” President Richard Nixon, who appointed this commission, disavowed its findings and launched the first war on drugs. Like Prohibition before it, the current prohibition of many drugs has only promoted organized criminals and injustices by authorities. Surveys have shown that a large portion of the nation’s inmates are in prison because of drug-related offenses. By ending the prohibition of certain drugs, the overcrowding in U.S. prisons could immediately be relieved. This change, along with a tax on marijuana, should increase government income without the need for taxes to support more police and prisons.” The Trillion-Dollar Conspiracy: How the New World Order, Man-Made Diseases, and Zombie Banks Are Destroying America (pg. 367-376) by Jim Marrs

The War on Drugs is one of the most asinine human endeavors of the modern era. So much capital has been wasted and lost in the attempt to inhibit the manufacturing, distribution, and the usage of drugs, and there has been little to show for it. Drugs are just as easy to get today as they were when this ridiculous “war” started. Nearly anyone, of age, can get potpourri and bath salts legally from stores all over major cities. There’s usually a blip on the news about them being banned, but they always seem to come back. With every new release they seem to get even stronger and potentially more dangerous. I know from personal experience.

Marijuana has been becoming a godsend to people because of its medicinal properties. The U.S. Gov’s official opinion of weed is that it is just as dangerous as heroin and has no medical use whatsoever. Not only is that a big fat lie, but alcohol and tobacco are still treated as if they are better. Clearly, there are severe diseases and numerous deaths associated with smoking tobacco and excessive alcohol consumption. A large study conducted in Los Angeles County, CA finds no link between lung cancer and smoking marijuana. The study revealed that “the more tobacco a person smoked, the greater the risk of developing cancer, as other studies have shown.” http://www.scientificamerican.com/article/large-study-finds-no-link/

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| Rebel Definitions

psyops: combination of the words psychological operations Using mind control, behavior modification, and other neurological techniques in order to condition and program individuals and even mass populations of people.

globalist: related to globalism Usually, a wealthy person that has the power to manipulate and, most likely, enforce policies on a planetary scale.

elitist: related to elitism A person that prefers to associate with like-minded, wealthy people, and consider himself/herself as being superior to people of lower class.

bankster: A combination of gangster and banker. A person within a banking institution that uses deception, corruption, and greed to gain the advantage over most of the populous.
| Bill of Rights

1. Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or the right of the people peaceably to assemble, and to petition the Government for a redress of grievances. Establishment Clause, Free Exercise Clause; freedom of speech, of the press, and of assembly; right to petition

2. A well regulated Militia, being necessary to the security of a free State, the right of the people to keep and bear Arms, shall not be infringed. Militia (United States), Sovereign state, Right to keep and bear arms.

3. No Soldier shall, in time of peace be quartered in any house, without the consent of the Owner, nor in time of war, but in a manner to be prescribed by law. Protection from quartering of troops.

4. The right of the people to be secure in their persons, houses, papers, and effects, against unreasonable searches and seizures, shall not be violated, and no Warrants shall issue, but upon probable cause, supported by Oath or affirmation, and particularly describing the place to be searched, and the persons or things to be seized. Protection from unreasonable search and seizure.

5. No person shall be held to answer for a capital, or otherwise infamous crime, unless on a presentment or indictment of a Grand Jury, except in cases arising in the land or naval forces, or in the Militia, when in actual service in time of War or public danger; nor shall any person be subject for the same offence to be twice put in jeopardy of life or limb; nor shall be compelled in any criminal case to be a witness against himself, nor be deprived of life, liberty, or property, without due process of law; nor shall private property be taken for public use, without just compensation. Due process, double jeopardy, self-incrimination, eminent domain.

6. In all criminal prosecutions, the accused shall enjoy the right to a speedy and public trial, by an impartial jury of the State and district wherein the crime shall have been committed, which district shall have been previously ascertained by law, and to be informed of the nature and cause of the accusation; to be confronted with the witnesses against him; to have compulsory process for obtaining witnesses in his favor, and to have the Assistance of Counsel for his defense. Trial by jury and rights of the accused; Confrontation Clause, speedy trial, public trial, right to counsel

7. In suits at common law, where the value in controversy shall exceed twenty dollars, the right of trial by jury shall be preserved, and no fact tried by a jury, shall be otherwise re-examined in any court of the United States, than according to the rules of the common law. Civil trial by jury.

8. Excessive bail shall not be required, nor excessive fines imposed, nor cruel and unusual punishments inflicted. Prohibition of excessive bail and cruel and unusual punishment.

9. The enumeration in the Constitution, of certain rights, shall not be construed to deny or disparage others retained by the people. Protection of rights not specifically enumerated in the Constitution.

10. The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people. Powers of States and people.
| News & Other

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| Rebel Quotes

"For to be free is not merely to cast off one's chains, but to live in a way that respects and enhances the freedom of others." | Nelson Mandela

"Those who would deny freedom to others deserve it not for themselves; and, under a just God, cannot long retain it." | Abraham Lincoln -not a rebel, but good quote ;)

"We, and all others who believe in freedom as deeply as we do, would rather die on our feet than live on our knees." | Franklin D. Roosevelt

"Everything that is really great and inspiring is created by the individual who can labor in freedom." | Albert Einstein

"It is by the goodness of God that in our country we have those three unspeakably precious things: freedom of speech, freedom of conscience, and the prudence never to practice either of them." | Mark Twain

"When man turns tyrant it is his own freedom he destroys." | George Orwell

"The basis of a democratic state is liberty." | Aristotle

"We naturally associate democracy, to be sure, with freedom of action, but freedom of action without freed capacity of thought behind it is only chaos." | John Dewey

"Freedom and order are not incompatible... truth is strength... free discussion is the very life of truth." | Thomas Henry Huxley

"To know how to free oneself is nothing; the arduous thing is to know what to do with one's freedom." | Andre Gide

"I would rather be exposed to the inconveniences attending too much liberty than to those attending too small a degree of it." | Thomas Jefferson

"Freedom lies in being bold." | Robert Frost

"Conformity is the jailer of freedom, and the enemy of growth." | John F. Kennedy

"God is not merely interested in the freedom of brown men, yellow men, red men and black men.He is interested in the freedom of the whole human race." | Martin Luther King Jr.

"He hath freedom whoso beareth clean and constant heart within." | Quintus Ennius

"Nobody can give you freedom. Nobody can give you equality or justice or anything. If you're a man, you take it." | Malcolm X

"Since the general civilization of mankind, I believe there are more instances of the abridgment of the freedom of the people by gradual and silent encroachments of those in power than by violent and sudden usurpation." | James Madison

"Tyranny is always better organized than freedom." | Charles Peguy

"Freedom is hammered out on the anvil of discussion, dissent, and debate." | Hubert H. Humphrey